Let's just say in these uncertain financial times unscrupulous people will try to take advantage of you under the guise of 'economic' necessity. In 'normal' times these people would have a snow flake's chance of 'making you redundant' but today it is a different story. So if you haven't already, secure some income protection and then take a leaf out of Father's good friend Vyacheslav Molotov's book and embrace cocktails.